Financing
Pool & Outdoor Living Financing Made Easy
Transform Your Backyard—Without the Wait
At Luke Gell Pools, we believe your dream backyard shouldn’t be held back by your budget. That’s why we’ve partnered with HFS Financial, a trusted leader in home improvement financing, to offer fast, affordable solutions for pools, renovations, and outdoor living projects.
Whether you’re building a custom gunite pool, adding a spa, upgrading equipment, or creating a complete outdoor oasis, HFS makes it easy to finance it all—with no stage funding, no equity required, and no hidden fees.
Have questions about the financing process or what’s covered? Contact our team and we’ll walk you through it.

Why Choose HFS Financial?
- Loans up to $500,000
- Fixed rates & terms
- Soft credit check—no impact on your score
- No money down
- Same-day approvals in many cases
- Covers pool construction, outdoor kitchens, screened enclosures, fire features, and more
From vinyl and fiberglass pools to complex renovations or custom outdoor kitchens, HFS helps you turn big ideas into reality—on a payment plan that fits your lifestyle.
Apply Today—Start Tomorrow
Contact Luke Gell Pools today to schedule your pool renovation consultation. Let us help you turn your existing pool into the backyard retreat you’ve always dreamed of!
The application process is simple and secure. In just a few minutes, you could be pre-approved for the funds you need to build your personal resort.